How to retire with enough money

and how to know what enough is

How to retire with enough money

and how to know what enough is
by Teresa Ghilarducci
Book - 2015

Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to "get rid of your guy"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works.

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Barcode Status Material Type CallNumber
37413316187899 متاح Non-fiction 332.024 GHILARD
التفاصيل البيبلوغرافية
المؤلف الرئيسي: Ghilarducci, Teresa (مؤلف)
التنسيق: كتاب
اللغة:English
منشور في: New York : Workman Publishing, [2015]
الموضوعات:

MARC

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245 1 0 |a How to retire with enough money :  |b and how to know what enough is /  |c by Teresa Ghilarducci. 
264 1 |a New York :  |b Workman Publishing,  |c [2015] 
264 4 |c ©2015 
300 |a 128 pages :  |b illustrations ;  |c 19 cm 
336 |a text  |b txt  |2 rdacontent 
337 |a unmediated  |b n  |2 rdamedia 
338 |a volume  |b nc  |2 rdacarrier 
500 |a Includes index. 
505 0 |a Facing the facts, or, if you're not worried, you probably don't understand the situation -- Bringing your picture into focus, or, how to estimate the retirement income you need and calculate what you're likely to have -- Working, or, will the job market be through with you before you're through with it? -- Saving, spending, and debt, or, how to keep your head above water in "the richest nation in the world" -- Investing and allocation, or, "I have this guy..." -- Voting and civic involvement, or, we can't get out of this mess one by one. 
520 |a Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to "get rid of your guy"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works. 
650 0 |a Retirement income  |x Planning. 
650 0 |a Finance, Personal. 
998 |a 2016.01.13 
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