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587039 |
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20160421092400.0 |
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150514s2015 nyua 001 0 eng |
| 010 |
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|a 2015017654
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| 020 |
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|a 9780761186137
|q (hardcover :alk. paper)
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| 020 |
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|a 0761186131
|q (hardcover :alk. paper)
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| 035 |
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|a (OCoLC)902661188
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| 040 |
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|a DLC
|b eng
|e rda
|c DLC
|d BTCTA
|d BDX
|d OCLCO
|d OCLCF
|d OCLCO
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|d OI6
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|d FM0
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|a pcc
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|a UAGA
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| 082 |
0 |
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|a 332.024/014
|2 23
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| 092 |
0 |
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|a 332.024 GHILARD
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| 100 |
1 |
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|a Ghilarducci, Teresa,
|e author.
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| 245 |
1 |
0 |
|a How to retire with enough money :
|b and how to know what enough is /
|c by Teresa Ghilarducci.
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| 264 |
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1 |
|a New York :
|b Workman Publishing,
|c [2015]
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| 264 |
|
4 |
|c ©2015
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| 300 |
|
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|a 128 pages :
|b illustrations ;
|c 19 cm
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| 336 |
|
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|a text
|b txt
|2 rdacontent
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| 337 |
|
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|a unmediated
|b n
|2 rdamedia
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| 338 |
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|a volume
|b nc
|2 rdacarrier
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| 500 |
|
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|a Includes index.
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| 505 |
0 |
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|a Facing the facts, or, if you're not worried, you probably don't understand the situation -- Bringing your picture into focus, or, how to estimate the retirement income you need and calculate what you're likely to have -- Working, or, will the job market be through with you before you're through with it? -- Saving, spending, and debt, or, how to keep your head above water in "the richest nation in the world" -- Investing and allocation, or, "I have this guy..." -- Voting and civic involvement, or, we can't get out of this mess one by one.
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| 520 |
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|a Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to "get rid of your guy"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works.
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| 650 |
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0 |
|a Retirement income
|x Planning.
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| 650 |
|
0 |
|a Finance, Personal.
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| 998 |
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|a 2016.01.13
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| 999 |
f |
f |
|i 37b63f88-c29d-5c47-a7ca-67cc2df9e1a5
|s 052773bf-0605-56da-90be-04100d44e4b9
|t 0
|
| 952 |
f |
f |
|p Standard Circulation
|a City of Spokane
|b Spokane Public Library
|c Branches
|d Central
|t 0
|e 332.024 GHILARD
|h Dewey Decimal classification
|i Non-fiction
|m 37413316187899
|