Lucy loves the holidays, but this year Tinker's Cove has fallen on hard times. With so many residents struggling, festivities are an unaffordable luxury. At Downeast Mortgage, owners Jake Marlowe and Ben Scribner are raking in profits from everyone's misfortune. When the miserly Marlowe is murdered, the mourners are few and the suspects are many. Then Scribner starts receiving death threats, and Lucy wonders if she can solve the case and deck the halls before the killer strikes again!